Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Harpdex website and any related tools, data, or content (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

This is a general draft template provided for informational purposes and should be reviewed and adapted to fit your specific circumstances before use.

1. Acceptance of Terms

By creating an account, browsing, or otherwise using the Harpdex Service, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy. We may update these Terms from time to time, and continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Description of the Service

Harpdex provides historical market data, analysis tools, and educational content intended to help users make more informed investment decisions. The Service is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Nothing on the Service should be construed as a recommendation to buy, sell, or hold any particular security, property, or financial product.

3. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Responsibilities

If the Service requires you to create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account. Harpdex is not liable for any loss or damage arising from your failure to safeguard your account information.

5. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable regulation;
  • Attempt to gain unauthorised access to the Service, its servers, or related systems;
  • Reproduce, duplicate, copy, sell, or resell any portion of the Service without express permission;
  • Use automated systems (bots, scrapers) to extract data from the Service without authorisation;
  • Interfere with or disrupt the integrity or performance of the Service.

6. No Financial Advice

Harpdex is an analytical and educational tool. All data, charts, scores, and commentary presented through the Service are based on historical information and general assumptions, and past performance is not indicative of future results. Any decisions you make based on information obtained through the Service are made at your own risk. We strongly recommend consulting a licensed financial advisor before making any investment decision.

7. Intellectual Property

All content, design elements, software, and materials available through the Service, excluding third-party data sources where applicable, are the property of Harpdex or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

8. Third-Party Data and Links

The Service may incorporate data from third-party sources or contain links to third-party websites. We do not control and are not responsible for the accuracy, completeness, or reliability of third-party data or content. Inclusion of any third-party link or data source does not imply endorsement by Harpdex.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Harpdex, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Harpdex and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service or your violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Harpdex operates, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

15. Changes to These Terms

We may revise these Terms periodically to reflect changes to the Service or legal requirements. We will indicate the date of the most recent revision at the top of this page or notify users of material changes where appropriate. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

16. Contact

If you have any questions about these Terms, please reach out via our Contact page.